Tuesday 8 November 2011

Are we looking at a future of lazy drivers?

The festive period is fast approaching and this Christmas many of you will be embarking on those long journeys across the country to visit close friends and family.  We all know what it’s like…the long drive can be tiring with that of the early start, the screaming kids and the continuous weaving between those slow Sunday drivers.  Sometimes all you want to do is sit back, relax and let the car do all the hard work.  A few years ago this wouldn’t have been given a second thought but now BMW have come up with an all new exciting invention that can potentially put all your worries to one side.  The BMW 5 series has a new built in technology that takes control of the wheel so that you don’t have to.

I know what you’re thinking…how on earth is that ever going to be feasible?

BMW have installed 12 sensors around the edge of the car that scan the surrounding road.  All the information that these sensors collect is then sent straight to a high tech computer system in the boot of the car which processes it and sends it forward to an advanced GPS system…pretty snazzy!  Once you hit the motorway all you would need to do is double click the volume button on the steering wheel and then you’re free to put your feet up!

Even the famous Jeremy Clarkson has tried and tested this exciting new piece of technology.  He took a back seat while the BMW 330 took him around the Top Gear track without him even needing to lift a finger!

Don’t get too excited, this new piece of technology is still under review and as a result the car is still a long way from reaching the showrooms.  But fear not…the technology has also been a successful guinea pig for future exciting driving gadgets- congestion assist and emergency stop assist.  The congestion assist gadget means that your car will be able to drive itself at any speed up to 25 mph!  We’ve all been there…half an hour has gone by, you’ve got cramp in your foot and you’ve still not made it through the traffic lights that are within reaching distance.  Well now you can sit back, relax and nurse that cramp as the congestion assist gadget does all the hard work for you in that dreaded traffic jam.  The emergency stop assist is another clever gadget that is currently under review.  It is able to monitor the driver’s health and detect any serious illnesses.  If detected, the car then has the ability to safely pull off the road and contact the emergency services on behalf of the driver.

Technology, especially in-car technology has come a long way in the past few decades, from the radio and cassette player to satnavs and portable DVD players.  It is therefore hardly surprising to find that this futuristic technology is now in the pipe line.  The concern is that this technology will simply promote lazy driving and hamper long term driving abilities.  Will motorists that put their trust in this new technology automatically expose themselves to increased danger on the road, or will it help prevent human error when driving and decrease the amount of road accidents?  Only time will tell, but it’s safe to say that we are entering a new era of driving and driving safety thanks to new technology like this.

Whether you’re driving or simply enjoying the view make sure that you are insured and covered!  Visit eCar- an online insurance solution that allows you to manage your car insurance at a time most suited to you! Alternatively, join Jeremy Clarkson and the boys down at Top Gear Live UK the weekend of the 11th Nov and visit stall s3 to get more great deals on your car insurance.  You may even be in with the chance of winning one year’s free car insurance and an iPad2!

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Thursday 3 November 2011

Safely tweet whilst driving on the M6 - Social Media to take the next step!

Over the past few years the usuage levels of both Twitter and Facebook have increased at an exceptional rate. Facebook numbers reached a new record in 2011 with over 500 million people being registered. Twitter is expanding on a similar scale with over  140 million tweets being sent per day.

Currently many motorists, especially young motorists, are continually picking up their phone to check Facebook and Twitter whilst driving- this is not safe!

It is therefore not surprising to find that technology companies are now talking about installing a new and exciting technology for motorists - web connected entertainment.  And yes, this means that motorists would have access to Facebook and Twitter while they are driving! So lets picture the scene: you’ve just got  back from a fab holiday and you’re now just about to embark on the dreaded car journey home in the pouring rain. You haven’t had any contact with your friends and family all week and are dying to find out all the recent gossip that you've missed out on! I know what you’re all thinking, “Facebook and Twitter installed in my car-what a great idea!”.

So how would it all work? ADAS (Advanced Driver Assistance System) would all work within a type of cloud platform and absolutely everything would be stored within the car itself with all the necessary controls being stored on the steering wheel!

But wait, while this may all sound very snazzy there is major concern behind the technology, especially with the increasing number of youngsters now behind the wheel. It has been argued that the installation of this new technology could potentially cause further distraction and accidents on the road.

Rick Kreifeldt, vice president of innovation and research at Harman supports the new technology and argues that the technology would not be distracting and that it is actually no different to listening to the radio whilst driving.  He claims that instead this technology will get rid of any distractions and dangerous driving behavior seeing as the mobile technology is actually integrated into the car, unlike with smartphones or MP3 players.

Motorists today need to bear in mind that while this new technology is an innovative new invention that no doubt will be a big hit in the UK, it’s also paramount that when installed, motorists still give the road their full attention whilst driving in order to reduce the risk of accident! So when you’re embarking on that long boring journey home from the airport, its vital that you stay alert! Furthermore, make sure you’re fully covered. This way, motorists will be able to catch up on all the latest news and gossip safely.

Don’t be your own worst enemy, make sure you’re covered! If you’re a driver, new or old looking for an excellent quote on your car insurance, visit eCar - an online insurance provider that will let you manage your car insurance at a time convinient for you. Alternatively, get yourself down to Top Gear Live at the NEC Birmingham 11-13th November and visit the eInsurance Group exhibition stand S3 for further information on excellent insurance quotes.

Honesty is our best policy and at eCar we believe that honest drivers who tell the truth on their applications should not have to pay for the cheats that don't! eCar is promoting its Truth or Dare campaign at TGL 2011 to encourage honesty amongst drivers when applying for a quote.  Furthermore, come along and visit the ‘Truth Booth’ to confess to a little secret and be in with the chance of winning a brand new iPad2! So what are you waiting for? On your marks, get set, CONFESS!

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Thursday 20 October 2011

How to avoid a £10,000 fine and 12 points on your licence. The eInsurance guide to tyre safety.

As the winter season approaches and the signs of colder weather are becoming more apparent, it’s not surprising that many websites are giving tokens of advice regarding safety on the road for drivers. Many of these handy tips are there to ensure you don’t run the risk of being involved in an accident on the road. But one car safety tip that is frequently mentioned, is not only there for your protection, but could also save you a fine of up to £10,000 and 12 points on your driving licence – tyre safety.

As October has officially been named Tyre Safety Month, it seems fitting that we’re writing a blog that raises the dangers of having unsafe tyres and the penalty you could pay if you don’t do anything about it.

The main issue amongst most drivers is the fact that the majority are unaware about the laws on tyre safety. A comparison website has recently discovered that 57% of drivers were unaware that the correct tyre depth is 1.6mm, whilst 58% did not know the answer to what the correct pressure of their tyres should be.

Surprisingly, it was also discovered that the age group least likely to know how to put air into their tyres are those aged 18-24, who are the group that  not too long ago would have been shown how to do this in their driving lessons. This bears evidence to the fact that not enough is being done to ensure road safety.

So what are the rules on tyre safety? The two main focuses are on tyre depth and tyre pressure. It’s suggested that you should check the pressure of your tyres once per week. However, it’s very unlikely that most people will have the time to do this, so we suggest at least once per month and to make it a priority before embarking on a long distance journey.

Tyre depth is especially important, as this can rack up a hefty fine if it’s not checked frequently. The law states that there should be a minimum of 1.6mm throughout the 3 central quarters of the tyre. If police discover that your vehicle is above this depth, they can slap you with a fine of £2500 and 3 points on your licence for each illegal tyre. Additionally, if you’re involved in a crash and it is found that your tyre depth is below the legal limit, you run the risk of voiding your car insurance policy all together!

Other tips on tyre safety include checking the overall appearance of your tyres. Any visual signs of wear and tear should make you consider replacing the tyre, as this is the cheaper alternative to getting caught with illegal tyres.

This may not be the most interesting topic and checking your tyres regularly is not on top of everyone’s list of priorities, but it’s seen as one of most basic aspects of road safety. It’s a worrying fact that most people are unaware of the rules on tyre safety whilst court convictions for driving on defective tyres are at a four-year high, not to mention the high level of risks you run when driving with illegal tyres.

Help is at hand for those still unsure about how to correctly check their tyres are legal on the road. Throughout Tyre Safety Month, tyresafe.org is sharing the best tips and advice available, with a focus on driving in the winter.

So as the winter months begin to set in, now is the perfect time to get into the habit of checking your tyres. It’s common knowledge that road hazards are much higher during this time and the risk of being involved in a car accident increases. Tyre safety is essential, whatever the weather. To ensure that you are completely covered on the road, this is one aspect of road safety you can’t afford to overlook.

If you’re a driver looking for a great value quote on your car insurance, visit eCar - an online insurance solution that will let you manage your car insurance whenever is suitable for you. As well as annual car insurance, we provide short term car insurance from 1 to 28 days and monthly car insurance in the form of a flexible Pay As You Go car insurance policy.

Make sure you’re kept safe this winter. Avoid fines and increased risks on the road by making sure your tyres are properly maintained and visit eCar to make sure you get the right cover whilst saving you money on your car insurance at the same time.

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Thursday 6 October 2011

The eInsurance Group guide to owning a car at university.

It’s that time of year again - a new group of students begin their journey into higher education, with most moving out from home and into their university digs.

For many it’s time to think about purchasing a car in order to get around their new city and also make it easier to drive back home to give the parents some clothes to wash! But with the cost of being a student becoming more and more expensive, it has never been more important to ensure that students can buy a car that will please both their university lives and their wallets.

Here are some handy tips from eInsurance Group:


Get the right Insurance.
It can be difficult for students to find the right type of car insurance policy without it costing most of their student loan! Therefore, it’s very important to shop around and find the right policy for you. When purchasing your car, it’s always a good idea to think about the insurance cost. For example, cars with a smaller size engine and fitted security features will usually get the driver a much cheaper policy.
Students should also consider Pay As You Go options where they can pay monthly instead of being stuck with one large annual payment.
Click here to get a quick and easy quote online with eCar - As well as our Standard Annual Policy, we offer a Short Term Policy from 1 to 28 days, to a flexible Pay as you Go (PAYG) monthly policy.

Student Car-Share Schemes.
This is a great way to save money as well as being environmentally friendly. Student car-share websites such as www.studentcarshare.com can help students find others who are willing to car share in various universities across the country.
Alternatively, you can simply ask those who are on your course if they might be interested in car sharing. Most students generally live in the same areas so it’s worth asking, plus it’s a great way to potentially make new friends on your course.

Choose the right car ...
Choosing a car as a student is not just about what colour you’d like or how fast it can go. The type of car you get can affect what you pay on your insurance, road tax, petrol and all other additional costs you need to make.
Cars such as Ford Fiestas, Vauxhall Corsas and Renault Clios are all popular choices for students as they’re cheap to run and cheap to repair should something go wrong.
Also remember to check the car’s service history. There is no point in buying an old banger for it’s cheap price tag, only to have a massive car-service charge for it further down the line.

...& Haggle!
Once you’ve found the right car, it’s always a good idea to negotiate with the salesperson to ensure you’re getting it as cheap as possible. Most car dealerships set the price high enough to leave some room for haggling, so it’s worth asking how much they are willing to reduce the price to.

Drive safe.
A student who has a car will likely be asked by their peers for lifts to the supermarket, to lectures or from nights out in exchange for petrol money. It’s the latter request that you need to be careful with.
Decide before you go out if you are going to be the designated driver or not. If you’ve made the decision to drive everyone home that night – stick to the soft drinks!
Driving under the influence is a serious crime that can be a major risk both to yourself and all those around you. Police have a zero tolerance policy for this, so it’s not worth taking the risk.
The rule is simple – Don’t drink and drive.

If you’re a young driver looking for a cheap quote, visit eCar - an online insurance solution that will let you manage your car insurance whenever is suitable for you. As well as annual car insurance, we provide short term car insurance from 1 to 28 days and monthly car insurance in the form of a flexible Pay As You Go car insurance policy.

Visit eInsurance Group for your insurance needs.

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Tuesday 20 September 2011

Rock-eating pug among those nominated for the 'weirdest pet insurance claim' award.

You never know what kind of trouble your pets can get into, which is one of the reasons why many of us purchase pet insurance.

Most pet insurance claims may involve more common, regular types of accidents and injuries, although recently there have been reports of some much stranger claims pet owners have made.

One of the latest odd pet insurance claims concerns a pug named Harley who lives in Rhode Island. He has been in the press recently after his owner Lori Laverdiere noticed that he was unable to eat or drink without vomiting. After taking Harley for an X-ray, they found that he had eaten over 100 rocks, which were crammed into his stomach and intestines!

Thankfully, Harley made a full recovery, passing the rocks after taking some medicine.

For such a small dog, this is quite an achievement; one which the Veterinary Pet Insurance Association has recognised in their annual ‘Hambone Awards’. These awards highlight the more unusual pet insurance claims that have been made throughout the year.

Harley will have to fend off some tough competition for the coveted award. For example Tobey, a 7 year-old Labrador, paid the price for his love of playing with the garden sprinkler after his stomach bloated to twice the size from consuming so much water. Another unlucky pet was Chico, a Chihuahua who was injured after an owl swooped down to catch the miniature dog as a light snack. Luckily the owner managed to scare the owl away, but left Chico with a puncture wound on his foreleg.

Many others have also been put up for the prize, in which the general public vote on which story they believe worthy enough for the prize.

Although these stories are humorous and entertaining, there is a serious message behind them - how important it is to purchase pet insurance for your furry members of the family. These stories highlight how your pets can fall victim to serious injuries in the most bizarre situations. Harley’s owner Lori says how happy she was that she took out a pet insurance policy, which she was able to use for the X-ray needed for her dog.

Luckily, all of the pets nominated were in fact covered by some form of pet insurance. However if this weren’t the case, it’s likely most of these owners would have been faced with a costly veterinary bill.

What needs to be remembered is that our four-legged friends are a curious bunch and can get themselves into trouble. It makes sense therefore, both for your pets’ safety and your bank balance that they are covered and kept safe!

Visit ePet for pet insurance to protect against unforeseen incidents that can affect both your pet and your pocket. ePet offers a variety of policies to suit you and your pet. Each year 1 in 3 pets are injured or become ill and need urgent veterinary treatment. We can help cover the cost of these unexpected bills for as little as 13p a day, leaving you with the important job of helping your important member of the family back to full recovery.
Read more about this story here.

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Friday 9 September 2011

New parental controls for cars as 4 year old caught driving

It’s a stage that most parents have to go through and which most of them dread... their child has just passed their driving test and wants to borrow the car! Whilst they have passed their test with flying colours, it’s hard not to turn into an over-concerned parent and wonder how your child will drive once they are free to venture the roads by themselves. However, parents may soon be able to put their worries aside, thanks to a new piece of technology that can ensure your kids are behaving on the road.
Motor vehicle giants Ford are set to launch new parental controls for the 2012 Fiesta. The technology works via the ignition key, where parents can programme in a maximum speed, limit the volume of the stereo system and make many other tweaks to make the car much safer to drive.
Whilst many deem this to be a step in the right direction, there are still some issues. For example, the parents can only put a speeding cap on of up to 80mph. There is nothing in place to stop someone from going up to 80mph in a 30mph zone, apart from a warning chime that will go off when the car reaches certain speeds.
Whist this is still in its early stages, many will welcome this new safety tool, allowing many parents to feel more at ease when handing over the keys to their eager-to-drive offspring.
This is also seen as a much more productive technique to teach your children road safety, than say teaching your four-year-old child how to drive by handing over the keys and giving directions from the back seat, which is exactly what happened recently in Jinal, China.
The video was uploaded onto YouTube, where you can hear the parent filming, telling his child to “concentrate” and “be careful”. It is reported that the parent gave his child stilts to use so she could reach the pedals, similar to a famous scene from the Indiana Jones films.
What’s even more staggering is that when local officials were quizzed on the incident, they claimed there was little they could do if they were to catch the family responsible; as children under the age of 14 in this region cannot be given tickets. Instead, they would only be able to ‘educate the parents’ not to let their child who was still using a pacifier, to drive a car!
From the reports describing how shocked and appalled many people were from this video, it’s unlikely this will catch on in the UK! For the parental control key system however, it appears to be a step in the right direction. It has not yet been reported whether installing systems such as these will help to decrease the high costs of insurance premiums for new drivers. However, it will more than likely be a benefit rather than a hindrance. Only time will tell if this new piece of technology will catch on and benefit safe young drivers who are constantly suffering from high insurance premiums.

If you’re a young driver looking for a cheap quote, visit eCar, an online insurance solution that will let you manage your car insurance whenever is suitable for you. As well as annual car insurance, we provide short term car insurance from 1 to 28 days and monthly car insurance in the form of a flexible Pay As You Go car insurance policy.

Visit eInsurance Group for your insurance needs

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Thursday 1 September 2011

Be careful who you leave your Ferrari with

When you hand over your car to the mechanic, you’re taking a possible risk. You give your car to a potential stranger and hope they have actually done what they say they have. Of course, most mechanics nowadays are highly qualified and trustworthy, but you never know when one might decide to take your car for a spin, which may have drastic consequences, such as potentially writing the car off!

This is exactly what happened to one particular owner’s vehicle, with his car being none other than a £300,000 Ferrari F40!

The owner of this vehicle had initially bought the car brand new 20 years ago for this price. There have been reports of these cars now going for as much as £1 million in good condition!

It has been reported that the owner of this vehicle was in Europe on business at the time and it was the mechanic responsible for the car during this time that was driving the car.

Eye-witnesses reported that the car was going between 70-90mph in a 35mph zone when he lost control of the vehicle as it veered into the curb and hit the fence. It’s unclear whether the crash was down to a driver error or a mechanical failure in the car. What is known however is that the mechanic should not have been driving the car at the time, let alone at such excessive speeds!

This is not the first story that has come out in recent years in regards to the bad luck Ferrari owners seem to have. For example, in 2010, another hapless mechanic lost control and destroyed a Ferrari worth £200,000 after taking it for a drive as part of its MoT. It’s safe to say that the owner was not happy to hear about this ‘quick’ road test!

Another example happened more recently in Croatia, when a van had lost control of its brakes, slamming into a parked Ferrari spider worth £120,000 and pushing the front end of the car into the sea.

Luckily with all of these incidents, no one was majorly hurt or injured, apart from the owners’ feelings, as well as their cars!

What’s particularly sad about the Ferrari F40 however is the fact that the owner had previously bought it 20 years ago, brand new. For many Ferrari enthusiasts, this model is believed to be one of Ferrari’s greatest cars ever built and is one of the last cars to be made before the company founder, Enzo Ferrari stepped down as founder and managing director of the company. It would therefore be a shame to see it written off, which is looking likely from the damage to the frame.

This should be a warning to all Ferrari owners. When taking your pride and joy for a ‘routine check-up’, make sure you can trust who you’re leaving it with. It might also be a good idea to ensure you’re covered with Guaranteed Asset Protection (GAP) Insurance.

If your car is stolen or written off then GAP Insurance will pay out the difference between the price you paid for your vehicle and the value that your insurer will pay out after depreciation.

Premiums start from just £115 for 3 years cover and GAP Insurance will cover any car up to the value of £150,000. It might be too late for the Ferrari F40 owner but not for you to protect your own investment!

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